Fatwas and legal rulings

Usury: an increase in capital that is not matched by a legitimate consideration. And usury is forbidden in all heavenly laws, and it is one of the major sins in Islamic law. God Almighty has prohibited usury for several reasons, including: it destroys the spirit of cooperation between people, generates in them grudges and enmities, and leads to the existence of a class of greedy people whose hearts are hardened in the nation and who have a lot of money in their hands without effort on their part. Indeed, dealing with usury in our modern age has led To the colonization of some rich countries to some poor countries. the details .... Riba in the language means: the increase, it is said: Riba al-hal if it increases and grows; And from him is the saying of the Most High: “God destroys usury and increases charity” [Al-Baqarah: 276], meaning: God removes the blessing of money entered into usury, and increases the money from which its owner gives alms to the needy. And usury in the terminology of jurists has many definitions, including: it is an increase in capital that is not matched by a legitimate consideration, and usury is forbidden in all heavenly laws and is considered in Islamic law as one of the major sins, and a Muslim who deals in usury deliberately and insistently and in denial of its prohibition is a renegade of Islam, and I have taken Islamic law in its prohibition of a gradual path, as it did in the prohibition of alcohol; Because both of them - that is, wine and usury - were spread among the people in a way that is difficult to eradicate at once after being rooted in the souls and passed down from generation to generation. And the first thing that came down in the matter of usury is the Almighty saying:﴿ And what you have come from a Lord to be raised in the money of the people, so do not raise God with God Usury does not increase and does not increase with God Almighty. As for the money that increases and increases with God Almighty, it is what you give of it to the needy as a way of charity and charity. Then came down what shows that the Jews - who used to deal in usury - deserved from God Almighty the painful punishment; قال تعالى: ﴿فَبِظُلْمٍ مِنَ الَّذِينَ هَادُوا﴾، أي: فبسبب الظلم الذي وقع من اليهود: ﴿حَرَّمْنَا عَلَيْهِمْ طَيِّبَاتٍ أُحِلَّتْ لَهُمْ وَبِصَدِّهِمْ عَنْ سَبِيلِ اللهِ كَثِيرًا ۝ وَأَخْذِهِمُ الرِّبَا وَقَدْ نُهُوا عَنْهُ وَأَكْلِهِمْ أَمْوَالَ النَّاسِ بِالْبَاطِلِ وَأَعْتَدْنَا لِلْكَافِرِينَ مِنْهُمْ عَذَابًا أَلِيمًا﴾ [النساء: 160 -161] Then what repels usury more than what has preceded, when God Almighty called the believers by saying: “O you who believe, do not consume usury doubled and multiplied” [Al-Mighty God: 130. That you deal with usury in that horrible way that is happening between you and in which the usurer takes from the debtor multiples of his capital, and the restriction in His Almighty saying: “double by double” is not intended to forbid the consumption of usury in the case of multiplication in particular and its permissibility in others; So little and much of usury is forbidden, but what is meant is to reprimand them for what was prevalent in them, which is dealing with usury in that ugly way. The restriction is to clarify the reality in them and not to guard against anything other than it. Then, after that, six verses were revealed that were from the end of what was revealed in the Qur’an, prohibiting usury completely until the Day of Resurrection, and war was declared by God and His Messenger against everyone who deals with usury. الرِّبَا لَا يَقُومُونَ إِلَّا كَمَا يَقُومُ الَّذِي يَتَخَبَّطُهُ الشَّيْطَانُ مِنَ الْمَسِّ ذَلِكَ بِأَنَّهُمْ قَالُوا إِنَّمَا الْبَيْعُ مِثْلُ الرِّبَا وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَا..﴾ [البقرة: 270-280]، ثم جاءت الأحاديث النبوية الشريفة فأكدت ما جاء في القرآن الكريم من تحريم قاطع للربا، She detailed what was hidden from the people of its provisions, and threatened those who deal in usury with a bad fate. In the “Sahiheen” on the authority of Abu Hurairah, may God be pleased with him, that the Messenger of God, may God’s prayers and peace be upon him and his family, said: “Avoid the seven sins.” They said: What are they, O Messenger of God? قال: «الشِّرْكُ بِاللهِ، وَالسِّحْرُ، وَقَتْلُ النَّفْسِ الَّتِي حَرَّمَ اللهُ إِلَّا بِالحَقِّ، وَأَكْلُ الرِّبَا، وَأَكْلُ مَالِ اليَتِيمِ، وَالتَّوَلِّي يَوْمَ الزَّحْفِ، وَقَذْفُ الـمُحْصَنَاتِ الـمُؤْمِنَاتِ الغَافِلاَت»، وفي "الصحيحين" أيضًا عن جابر بن عبد الله رضي الله عنهما قال: "لَعَنَ The Messenger of God, may God’s prayers and peace be upon him and his family, is the one who consumes usury, the one who pays it, the writer of it, and the two who witness it.” God Almighty has prohibited usury for several reasons, including: it destroys the spirit of cooperation between people, generates in them grudges and enmities, and leads to the existence of a class of greedy people whose hearts are hardened in the nation and who have a lot of money in their hands without effort on their part. Indeed, dealing with usury in our modern age has led To the colonization of some rich countries to some poor countries. In conclusion: usury is harmful social, economic and moral, and it has not spread in a nation except that its matter is in error. only God knows.